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  1. #21
    jonathanpaul is offline White Belt
    Join Date
    Mar 2011
    Location
    Philippines
    Posts
    1

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    Hi Hiett,

    Do you have any plan of getting credit cards now that you are more responsible and aware of how to use such plastic card? There are a lot of credit cards that have great offers.. You know it is very convenient to use but you must be very cautious in using it. Don't get tempted to exhaust the credit available for unless if you can pay for it.

  2. #22
    Alfie is offline Gold Belt
    Join Date
    Aug 2010
    Posts
    67

    Default

    I have a few credit cards. But credit card can be dangerous if you can not manage it at any one time. I also agree with is being difficult to remember the repayment dates as late fees can be expensive. It all depend on the individual and of you can manage it, maybe consult a financial specialist if you want many cards or unsure with regards to your situation.
    Expert advice on IVA uk to help solve all your debt problems

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