Credit cards are a double-edged sword I'm big into getting rebates on my credit cards, whether they be travel miles or cash back, and paying off the entire balance every month so I don't spend anything on interest. However, the plan doesn't always work out so well - especially when I have less income and am forced to carry a balance. Either way, though, I am still glad I have the card as a line of credit to keep me afloat. |