not covered on my state insurance plan and have to do it before I get my tax return in February.
Midwife payment due by baby's birth in Jan.
Chiropractor payment needed for year of care
Midwife has already written off $1000
Chiro has written off $1700
Total left after the write-off:
$4500
both have been incredibly gracious, patient and believing in me.
Credit score in the 620s
I work part-time, good stable job, just barely making all the bills. Hubby has been job-seeking for 6 months to no avail (yes, supermarkets, gas stations, anything, he's applied). Hubby also part-time student (not able to go full-time b/c of out of state tuition) with small federal grant.
Usually receive $2000 for holiday gifts (set amount from in-laws and g-ma in-law) and should have a large tax refund in Feb with EIC and two child credits.
I don't think I can get a cc to cover this with my score. probably not a loan either, i'd guess, without a co-signor and no one is willing to do that.
Any ideas?
And please, no judgment on my choices for providers. I do have state-health and could have a covered birth with an OB but I am not comfortable with that for many many many personal reasons.
Thanks