Just wondering about rewards credit card? What is it? What are the pro's and con's of using it?

I have one and I really enjoy using it. There are a ton of them out there offering various incentives programs. You will have to do some research to find the best one for you.

Rewards card in my opinion are only worth it if you use them alot and pay the total balance each month. They ticpacally come with fees attached to them, however if you are using them to pay all your bills and p[ay them off each month you can really take advantage pf the rewards. I was working in retail year ago when Forbes came in and purchased some items. He wanted to use his discover card 1%cash back but we didnt take them. If he uses his discover card for all his purchases you can only imagine what kind of rebate check he receives.

So i just recently began using my rewards credit card and I do love it. I agree that rewards cards are only good if u pay off the balance each month because thats the only realll way to reap the benefits. But the pros can be that u earn money on your everyday purchases....purchases you'd be making regardless. The card i ended up getting was the Lifespring Health Rewards Visa and my card is actually associated to an online shopping program also so i earn extra cashback. But theres plenty of good rewards cards u def have to do the research.