I just got my annual report from all 3 sources and purchased scores at all three. TU and Experian were both 990 and Equifax showed a FICO of 793. The last time I checked all three were in the same range (high 7's within 20 pts). Am I missing something? The only negative on EXP was the new credit for a car loan in June. It says 793 is better than 83% of consumers but that seems low.

We're looking to buy a house sometime in 2010, I'd love to get the FICO over 800. Would that matter or will this score get me the best possible loan product?

Over 800 or high 700's makes zero difference in available loan products for you. Either way, you have excellent credit and will qualify for the best rates (assuming your ratios, etc line up as well).

Good work!