Thread: Private student loans

My girlfriend is having issues with her student loans, the majority of problem being that some of them are private loans. Even with heavy budgeting on her part to pay everything off, she still cannot fathom being able to pay the minimum payment of 450 a month towards this loan (which is only the private portion of her student loans) and survive, especially since she is working on a starbucks salary full time, and has not been able to find a job in her field.coupled with a high cost of living in this area, she's swamped and from what I heard over the phone, the collector with the loan company is bullying her a lot to talk her into an agreement for these payments without taking a realistic look at her finances and realizing that he's trying to get blood from a stone. As I said, she tried a forbearance, and was told that because it's a private loan, she couldn't get a deferment. I'd like to help her out, but I can't afford to pay off her loans and prepare for a mortgage payment at the same time, so if anyone can give solid information that would help in this situation, it would be greatly appreciated...