Thread: Financial Advice - Auto Loan

I'm needing to jump into a vehicle in the next few months. My initial budget was $27k financed, but I've decided to knock that down to $25k out the door.

Current financial situation:

Fixed Income: $3100 takehome (after taxes, 401k, benefits)
Flex Income: 2 side businesses, est generate $15k a year (randomly)

Bills:

Rent: 780
Water: 15
Gas: 65
Electric: 50
Credit Card 1 (0% int): $140
Credit Card 2: Zero Balance
Credit Card 3: Zero Balance
School loan: $200
Cable: 54
Insurance: 125

Left over: $3100 - 1429 = $1671

Bills eliminated:

CC 1 and 2, Motorcycle payment (was $130 a month), motorcycle insurance (65 a month), cell phone (88/mo, company has given me a phone).

I'm doing good. Credit history is perfect, but I had a low score last time I checked (just recently paid off 4k in credit cards and paid off a motorcycle).

Please advise. I'm thinking of car payments under $500 a month at less than 6.5% interest.