Thread: Credit Inquiries?

I just pulled all 2 of my reports from each agency and then also one form Credit Keeper that does the 3 in 1. Question is that I see on the reports I pulled directly from the agencies 2 sections for credit inquiries. One section states it is for everyone to see while the other says it is only for me to see and they are pulls from lenders that I already am using and have no affect on my credit score. My question is, is that true? I ask because I see dozens of pulls on this 2nd section and some was when I even applied for credit.