I am a firm believer in checking my data every few days, because I have seen it all. No matter what the situation, you never know when or where your information could have been leaked. A hacker could tap into the SQL database of some website where you made a purchase 6 months ago...or a year ago...

And then there is skimming. It is hardly possible to keep your eye on your card 24/7 without looking like a nut, especially if you are in a high priced restaurant where it is customary to hand over your card to the waiter who walks away with it in order to process the charges. They also say that some skimming devices can be placed at gas pumps and ATM's so that users don't even noticed they have been installed over(on top of) the actual processing device you use everyday. I haven't seen these things, possibly its just a small metallic strip that is placed inside there and then retrieved later. I pay at the pump all the time so I can't imagine a device that could fool me. It would have to be quite small. Anyay. My point is, rather than trying to combat the situation, my best advice is to just use one bank, say B of A or HSBC and have your checking savings and credit cards with that one bank....so you only have to log in to or call one bank. and every 3 days check your acconts. Or every 2 days.

Here is a link everyone should read