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Thread: Car Lot Does not Report?

   
   
  1. 04-16-2009, 04:37 PM #1
    edrhoades85
    edrhoades85 is offline White Belt
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    Default Car Lot Does not Report?

    I bought a car from a lot who is a buy here pay here i bought the car a little over a year ago they built me up saying this will help build my credit. After A year of Payments (at $540.00 a month never late) i have never seen a bump in my Score. I called the lot to find out what the issue was and found out that they do not even report to Credit. I was pretty peeved they said the only thing they can do to show payment history was provide a statement of all of my payments. Is there any way to get this information to the Credit Bureau and get it reporting on my credit?
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  2. 04-16-2009, 06:12 PM #2
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    Magic69
    Magic69 is offline Green Belt  
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    It's up to the creditor to report to the bureaus. If they don't do it... I don't know of a way you can get it added.

    Maybe another credit report guru does know of a way though?
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  3. 04-28-2009, 05:28 PM #3
    msmoniqu
    msmoniqu is offline Gold Belt
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    If you have good accounts that aren't showing up on your report you can request they be added.You can request the bureaus verify the account and add it to your report. They may charge a fee to do this...

    reference:Credit Repair Kit for Dummies -Chapter 6:Cleaning up your credit report-pg.113
    (I left the reference in case you wanted to double check this info)
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