Thread: Best monitoring site

hey im a member with truecredit.com i just signed up with them about a month ago and I was wondering if anybody knew what the most accurate credit monitoring site is. according to truecredit my trans score is 646 my esperian is 708 and equifax is 717. now heres the thing I just had to pull my credit on my own through another monitoring site and it came back as 598? does anybody know why 2 different sites are giving me such different scores? I feel like i really don't even know now what my real score is. and bank of america pulled my credit and said it came back 597 yet a day later the car lot pulled it and it came back 650? why is this

Lots of possibilities here... but one thing you should know right away is that each time your credit gets pulled, your scores will drop.

Checking your own credit report should not affect your credit score. All credit reference agencies should get the same information from lenders. I guess it comes down to how efficient they are at processing that information. Let's face it, lenders and credit reference agencies are all capable of making mistakes!