Thread: Any other alternatives to payday loan?

You could try selling something fast or reducing your debt load so you don't need this type of loan.

Alternatives could be:

1) Take a loan against your 401k.
2) Sell some stuff on eBay.
3) Ask relatives, friends, or family to borrow money.
4) Get a 2nd job.
5) Save cans and recycle.

You could also sell your plasma

Originally Posted by ryan123

Hi,

We all know that payday loans are not healthy loans, so what are alternatives to it?

We know people who take payday loan are basically under urgent financial need and are with poor credit standings. SO what are the alternatives to payday loan?

Thanks,
Ryan

If scores are really bad, credit unions or a bank that one has a solid relationship with might underwrite a loan.

True True True. Some will say you have had your checking account open for 2 years with no bounced checks and will give you a loan because of it. Good thinking Hawaii!

You guys are awesome - I never knew half the stuff I've learned from you.