Thread: 10 Tips To Improve Your Credit Score

These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the loan is sanctioned, the rate of interest, and the amount sanctioned will all depend on your credit score which is based on your credit report.

So where are the 10 tips? Sounds interesting.

I am also waiting "10 Tips To Improve Your Credit Score" where are the 10 tips?
my score is very low near 440. need to improve it.....
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Bad Credit Auto Dealer

When i see your thread title "10 Tips To Improve Your Credit Score" i was excited to read 10 tips but i did not get any tips in your thread

Yeah, pretty disappointing huh Cathy.

One of the best ways to increase your score credit card must be on time and pay the bills. This is one of the simplest and easiest ways to increase your credit score, but surprisingly there are still people who fail to do so. One of the most important information that the lender wants to know before you make a loan to you as you were in step with the payment of bills in the past and how timely they are.
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Debts

Good advice palomavictoria. Paying on time is definitely one of the most imprtoant ways of increasing your credit score. My other tips would include:

1) Find out what the problem is. Order your free credit report to find out what lenders are looking at.

2) Correct any inaccuracies.

3) Don't have too many credit searches done.

3) Always tell the truth on credit applications.

One good tip is to increase your income instead of spending. Just keep your credit cards for emergencies and start spending less than on what you actually earn.

Always make sure you pay your bills on time, easier said than done sometimes i know. Therefore if you do overspend one month make sure that you make cut backs the next month in order to get back on track, live within your means.