Thread: Question on Judgement

Hi,

I recently returned a summons and was ordered a court date for October 15. The debt is for $4800 and is through Weltman Weinberg and Reis (Discover). I called them to propose a $100 a month settlement and asked them to mail me the forms agreeing to this premise. I received the papers today but the wording includes the words "Order of Consent Judgement" along with the agreed notion of $100 a month until paid in full. Will this wording now make it legal for it to show up as a judgement on my credit report? Is there anything I can do at this point to minimize more credit damage?

Will bankruptcy dismiss a judgement if I end up in that situation?

Also, how should I send payments to Weltman? Personal check I know can be traced, but I dont like them having my account info? Are cashiers checks traceable?

Thanks very much for any help,

Bob