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Negotiate collections, late payments and charge offs with the original creditor
Thank you for your wonderful advice. Even though I've not yet been able to take advantage of anything, I've read the information you have provided and I'm beginning the process of restoring my score. In #4 of your credit repair advice you suggest, "Negotiate collections, late payments and charge offs with the original creditor. Do not pay before you get a company letter head signed agreement for
Negotiate collections, late payments and charge offs with the original creditor 
