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Thread: Lien Question

   
   
  1. #1
    Millie is offline White Belt
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    Question Lien Question

    After reviewing my credit report I have a lien that has been satisfied/paid. This lien was from a neighborhood/friend. He is willing to help me get it out of my report since I already paid him. What does he needs to do to help me? I apologize if this question has been posted. This is my first day.
    Thanks, M

  2. #2
    Magic69's Avatar
    Magic69 is offline Green Belt  
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    Hi Millie - glad you found the site.

    I'm a bit confused... is it a lien on your house? Those usually don't show up on a credit report. Do you mean a judgement?

    Either way, if it's been paid he can contact the bureaus and inform them that it has been paid/satisfied and even request that it not be reported anymore.

    Let us know how it goes and good luck.

  3. #3
    Millie is offline White Belt
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    Sorry for the confusion. It is a civil claim judgment. The total amount was $499 and it has been paid. It is for a storage place I rented for a while. The owner is willing to go to the court and and do whatever it takes to help me remove it. What does he has to do or say when he goes to court. My report states that this item will remain in my report until 2014.

  4. #4
    Magic69's Avatar
    Magic69 is offline Green Belt  
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    Man, I think this one is going to be tough to get removed. I'll defer to the credit repair experts but if a judgement is recorded I think you might have the best luck just getting it paid officially (on record).

    Perhaps a dispute would work, but I'm doubtful that the owner can have the courts remove the official record.

    Great question - I'm really interested to hear what others might have to say on this subject and sorry I can't be of more help at this point.

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