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- 09-15-2008, 02:03 PM #1
Camo Belt
- Join Date
- Nov 2007
- Posts
- 128
I have been offered a settlement. Should I take it or not
Ive been offered a settlement amount for a store card that is 85 days passed due. The bal owed is 1600.00 ruffly there offering me 1100 but will show legally settled for lesser amount and this was offered in a letter that they sent to me. Should I settle or wait until I could pay the full amount which by that time could be hundreds more I have to get back to them by the 17th of this month any
- 09-27-2008, 01:37 AM #2
Gold Belt
- Join Date
- Apr 2008
- Location
- 12 3rd floor building
- Posts
- 24
you should take settkement
I think you must take settlement. It is much better
- 09-30-2008, 12:12 PM #3
Orange Belt
- Join Date
- May 2008
- Posts
- 69
I would send they a pay for deletion letter. Tell they you will pay the 1100 if they delete the trade line from your credit report. They might say no, but it doesnt hurt to try.
- 01-16-2009, 07:57 AM #4
White Belt
- Join Date
- Jan 2009
- Posts
- 1
If you have the funds, and can afford the settlement, I'd say it's a smart move to accept their offer.
Last edited by Magic69; 01-19-2009 at 03:28 PM.
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