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  1. #1
    CreditRepairGuy is offline Camo Belt
    Join Date
    Nov 2007
    Posts
    128

    Default How much do paid collection over 12 months and 24 months hurt your credit scor

    I have two collection accounts($268 phone bill and $58 insurance bill) that will be still listed on my report when I apply for a home loan next year. They have been paid in full. The newest one will be about 14 months old paid and the other one will be just outside of the 24 months paid time frame you always mention in your blogs. Each collection account is approximately how many points off of

  2. #2
    Join Date
    May 2008
    Posts
    69

    Default

    Could be anywhere between 5-25 points. I had a couple collections removed and my score raised 20 for each one. However these accounts were for a much higher amount. You should dispute those accounts with CB with the method I have shown Got My Results Today On Disputes

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