Thread: how does this affect a credit score vs Settled In full for less than the amount owed

Bo, how does this affect a credit score vs Settled In full for less than the amount owed.My wife's score is a 778,and we are short selling our home. We are closing with only one late payment on her credit.What do you think????Have you ever heard of a bank taking this off after the fact for a little extra money????------------------------maybeIFyou have never had a late payment and they