Page 2 of 2 FirstFirst 12
Results 11 to 16 of 16

Thread: Got my free credit report!

   
   
  1. 10-31-2010, 09:56 PM #11
    Tony Simple
    Tony Simple is offline White Belt
    Join Date
    Oct 2010
    Posts
    2

    Default

    I checked my credit with creditreport.com, when I moved into my duplex. My landlord required a credit check, and I was told that this would not affect my credit score and would be free. I don't think it affected my credit score, because my credit score is slightly better now than it was then. (I have been working hard to better my credit) And it was free aswell, but you have to remember to cancel it after you get your report. I forgot and got charged later, but I just called them and they refunded my account.
    Last edited by Magic69; 11-02-2010 at 12:26 PM.
    Reply With Quote Reply With Quote
  2. 11-01-2010, 01:08 PM #12
    CreditRepGal
    CreditRepGal is offline Gold Belt
    Join Date
    Jan 2010
    Location
    Newport Beach, CA
    Posts
    27

    Default

    Online consumer reports do NOT leave hard inquiries. You as the consumer can pull your report online as much as you want without it impacting your score. HOWEVER the scoring models are not FICO's scoring model so the scores will always be a bit off. Only financial insitutions or places approving you for credit are allowed access to REAL fico scores.
    Reply With Quote Reply With Quote
  3. 11-04-2010, 10:33 PM #13
    Tony Simple
    Tony Simple is offline White Belt
    Join Date
    Oct 2010
    Posts
    2

    Default

    Do you suggest any good financial institutions?
    Reply With Quote Reply With Quote
  4. 11-08-2010, 01:51 PM #14
    CreditRepGal
    CreditRepGal is offline Gold Belt
    Join Date
    Jan 2010
    Location
    Newport Beach, CA
    Posts
    27

    Default

    So you want your real credit scores ran? For what purpose? If you run your credit for no reason you get hit for no reason. Are you trying to get approved for something? Home? Car? I don't do loans. I'm a board certified credit expert. Do you have a purpose for repairing your credit? Like purchasing a home or car? If so, I can recommend a mortgage broker near your area, but You can't just have someone run your credit because you are curious as to wha tyour scores are.
    Reply With Quote Reply With Quote
  5. 03-15-2011, 07:00 PM #15
    credit-one
    credit-one is offline Gold Belt
    Join Date
    Mar 2011
    Posts
    37

    Default

    Mossi and CreditRepGal are right, you don't get penalized for checking your own credit report. It only makes a difference to your credit score if too many lenders check it.
    Reply With Quote Reply With Quote
  6. 03-16-2011, 07:08 AM #16
    credit-one
    credit-one is offline Gold Belt
    Join Date
    Mar 2011
    Posts
    37

    Default

    In the UK there are three credit reference agencies... Experian, Equifax and CallCredit. You can order a credit report from all three and they all currently offer free credit reports online when you subscribe to a 30 day free trial of their credit monitoring services. Each credit reference agency offers slightly different services so it's worth doing a comparison to make sure you're getting the right one for your needs before subscribing.
    Reply With Quote Reply With Quote
Page 2 of 2 FirstFirst 12
« question about sol's | Question »

Similar Threads

  1. If you need a credit report get one free.
    By Craigygee in forum Credit Questions and Answers
    Replies: 2
    Last Post: 03-30-2011, 09:12 AM
  2. Real free credit report. Cancel in less than 7 days
    By CreditRepairGuy in forum Credit Repair Forum
    Replies: 1
    Last Post: 05-12-2008, 03:47 PM
  3. Turned down for bad credit with Equifax. Need free credit report.
    By CreditRepairGuy in forum Credit Repair Forum
    Replies: 0
    Last Post: 02-20-2008, 10:57 AM
  4. free credit report and score
    By CreditRepairGuy in forum Credit Repair Forum
    Replies: 0
    Last Post: 02-11-2008, 08:04 PM
  5. How to Get a Free Credit Report
    By CreditForums.org in forum Credit Questions and Answers
    Replies: 5
    Last Post: 03-11-2007, 01:02 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules