Hey guys, im new to this board and just want to give a heads up to where people can get a free credit score. Ive had some financial trouble in the past and wanted to know where i standed credit wise. i was looking around and found this site: freecreditreporttoday.Co.CC the signup was pretty quick and well... i got my credit score. found out my credit score was 520 which isnt to bad i guess. anyways... just a heads up to people that are interested in finding out what their credit score is.

annualcreditreport.com is the official website where you can get your free report. everything else is trying to sell something.

520 is very bad, the scores range from 350-850 and your considered bad credit and financing is extreamly limited for anyone under a 640. Having a 520 means you probably have no open active accounts and various collections. We are only rated on what is open and what we are currently paying on. You recieve no points on accounts you've paid in the past. Also yo have to think of credit in terms of neggative and possitive points. If you have no open credit and you were to remove all your bad credit your scores would dissapere, not go up. THese days, even Qalifying for a home loan FHA requires a 640 almost everywhere.