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  1. #1
    CreditRepairGuy is offline Camo Belt
    Join Date
    Nov 2007
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    128

    Default Creditors are trying to collect and have changed date of last activity.

    I have taken a bit of time to call some of my creditors. They are all telling me they won't negotiate on anything. Should I just send them letters using the formate you have provided? And not call them. I used your validation letter sending one to every collection I have that isn't currently on my credit report. I think I got it straight but would like to make sure. After sending the validation

  2. #2
    Greg's Avatar
    Greg is offline Super Moderator   
    Join Date
    Dec 2006
    Location
    Chillicothe, Ohio
    Posts
    58

    Default

    Sure, give it a shot and see what results you get. Only after attempting verbal communication first though.

    All of them are demanding full payment? You may want to try and call back. Understand that a lot of the collectors are compensated for collecting full payment and asking to speak with a supervisor may be a good idea if 1 or 2 agents do not work with you.
    Greg Phillips
    Manager
    Fairfield Mortgage Company
    "I can lend in 50 states"
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