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Thank you for your example letters. I sent a validation letter to a creditor and I certifierd w/signature and it has been more then 30 days.I also disputed with the credit bureau all 3. what would be m next step should i contact or send copys for certify to credit bureaus? Also one of the creditor sent me a summons letter right after they got my certify letter from me. What does that mean?
Credit Help with court summons and dispute reply 
