Results 1 to 4 of 4
  1. 06-08-2009, 07:07 PM #1
    msmoniqu
    msmoniqu is offline Gold Belt
    Join Date
    Mar 2009
    Posts
    20

    Default carrying a balance good or bad the results are in!!!!!

    I came to this forum to get advice on raising my score. The advice given to me has been very helpful. There was one theory of carrying a small balance to raise the score( anywhere from 1-9%) So I decided to puposely carry over 7.25% balance on my credit cards to see if it works.....
    AND THE RESULTS ARE IN
    it DOES NOT...............Although my credit score did not raise it did not drop. It is exactly as it was 2 months ago.
    Reply With Quote Reply With Quote
  2. 06-08-2009, 07:08 PM #2
    msmoniqu
    msmoniqu is offline Gold Belt
    Join Date
    Mar 2009
    Posts
    20

    Default

    sp* purposely
    Reply With Quote Reply With Quote
  3. 06-09-2009, 11:49 AM #3
    Magic69's Avatar
    Magic69
    Magic69 is offline Green Belt  
    Join Date
    Oct 2007
    Posts
    434
    Blog Entries
    6

    Default

    Very interesting - thanks very much for sharing the results of your experiment. Are you going to try carrying no balance now?
    Reply With Quote Reply With Quote
  4. 06-09-2009, 12:25 PM #4
    msmoniqu
    msmoniqu is offline Gold Belt
    Join Date
    Mar 2009
    Posts
    20

    Default

    Yes I will carry all zero balance now.
    Reply With Quote Reply With Quote
« Collections agency pulled my credit before they posted a deliquency | Looking for an advice to resolve my Credit card issues »

Similar Threads

  1. Got My Results Today On Disputes
    By creditcardwarehouseonline in forum Credit Repair Forum
    Replies: 10
    Last Post: 05-02-2012, 07:47 PM
  2. Can I transfer an old car loan balance to a new car loan without a trade in?
    By navjeet8 in forum Credit Questions and Answers
    Replies: 2
    Last Post: 05-14-2008, 08:05 PM
  3. When to transfer a balance from a 0% to another 0% credit card?
    By younglady50 in forum Credit Questions and Answers
    Replies: 2
    Last Post: 05-05-2008, 02:29 PM
  4. Discover with 3200 balance closed out
    By CreditRepairGuy in forum Credit Repair Forum
    Replies: 1
    Last Post: 05-04-2008, 04:38 PM
  5. 10 Important Questions Before Getting a Balance-Transfer Credit Card
    By marsel in forum Credit Card Forum
    Replies: 1
    Last Post: 01-28-2008, 01:49 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules