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  1. #1
    gsusisking is offline White Belt
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    Question After I receive the 'pay for deletion' letter, signed from the collection agencies

    Whats next? And after I've paid them per the agreement, do I then send a copy of that letter to the original credit granters or the credit bureaus to show its been paid? Whats the next step?? Thank you! I guess I'm asking, how does this whole pay for deletion thing work?

  2. #2
    Magic69's Avatar
    Magic69 is offline Green Belt  
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    I think you'd then need to ensure the collection agency lived up to their end of the bargain, which would be having the collection deleted from your report with all three bureaus.

  3. #3
    Carl is offline White Belt
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    Under no circumstances send copy of that letter to the credit bureaus, if you do they will keep the account in your credit for ever and you'll be providing all the proof they need, don't send it to the original creditor either is not their business.

    Just dispute the account with the credit bureaus, the collector probably won't verify and it will be deleted, if they verify send them a letter saying that you are going to sue them for breach of contract unless the take off that listing from you report, if they still refuse go to small claims and sue them.

    Carl
    The Pay after results credit repair company | Credit repair by BCR Consulting

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