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My fiancee and I recently pulled up his 3-in-1 credit report and noticed discrepancies on all bureau but mostly on the Experian Credit Bureau. We called all agencies listed on the report and they verified that although it was the same name the accounts had different social numbers and mailing addresses. When I spoke to a representative of one of the listed agencies, he stated that Experian goes
3 in 1 credit report has descrepanicies 
