Hello everyone. I am a newbie here and was hoping to share my experience and gain some experience from all of you veterans. I just finished a bk and am now trying to build credit again. It is amazing how nobody wants to lend anything to me without having any other credit. After searching for companies that would give me an unsecured credit card for weeks I finally came across a company called Americanoctane.com. They gave me a 2500 unsecured card. It is a retail card but they have some really cool stuff. More importantly then that they report to the credit bureaus. Which I guess is really what I need. Has anybody else found any other good companies like this that I can add to my file? I was told I need at least three open and active accounts before I can start building some serious credit. One down, two to go. I look forward to your thoughts and experiences. Thanks in advance.

Most mobile phone companies report to the bureaus if you are on a contract plan. Also, there's nothing wrong with a secured card to re-establish that credit.

Good luck!