Hi forum,

When my wife and I got married, she had some credit card debt. We worked really hard the first four years of our marriage to repay that debt and we did.

Recently, We had to move due to work ( truly, the shortage there of ) and we had to depend on some credit cards to get by while we looked for employment. This is the 1st time in my life that I saw how easy it is to build up card debt - and that I truly don't know to much about avoiding debt, or getting out of debt. When we were paying off my wife's debt we were in a great financial situation - I was in school and I had grants and a stipend that enabled us to take care of our basic wants so any 'extra' revenue ( ie paychecks ) went to help pay off her debt.

So here in my cluelessness I ask - what are some basic ways to avoid debt or get out of debt?
And what is debt relief? Should I be looking at it?