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  • LifeLock Identity Theft Protection Review

    Review Summary: LifeLock provides "identity insurance", so to speak, for $9 a month. And it's backed by a $1,000,000 guarantee.

    Pros: Solid reputation as one of the pioneers in identity theft protection. Reasonable monthly fee. $1,000,000 guarantee.

    Cons: No public record monitoring.

    Rating:
    5 out of 5 Stars

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    Quick Stats for LifeLock

    Pricing $9 a month or $99 per year (1 month free)
    Fraud Alert Maintenance: Yes - LifeLock automatically renews your fraud alerts with each of the bureaus every 90 days so you don't have to and so that you are always covered.
    Recovery Guarantee: Yes - $1,000,000 worth, effective on day one. LifeLock has paid out to customers several times already, so they have a history of honoring this guarantee.
    Black Market Monitoring: Yes - LifeLock scours black market websites for your personal information and takes appropriate action as necessary.
    Address Change Monitoring: Yes - LifeLock monitors national address databases for any changes in your address (often a red flag that someone may be attempting to redirect your mail, etc).
    Public Record Monitoring: No - not at this time.
    Lost Wallet Recovry: Yes - LifeLock will assist you in the case you lose your wallet, and help with cancelling accounts and recovering lost ID, etc.
    Mailing List Removal: Yes - LifeLock will automatically opt you out of mailing lists for new credit offers.
    Free Credit Report: Yes - LifeLock automatically gets you a free credit report every year.
    Credit Monitoring: No - not at this time.

    Likes:

    Aggressive Attitude - LifeLock uses its CEO's social security number in advertising, to prove that their service works. Thus far, he has had no actual losses as a result.

    Reasonable Price - $9 a month just isn't that bad for peace of mind.

    Automation - LifeLock automates several tasks you could do yourself, but which would require reminders and vigilance to stay on top of things.

    $1,000,000 Guarantee - how can you not like being guaranteed for a million bucks??

    Dislikes:

    Some features lacking - LifeLock has all the key services included in their offering, but are a bit behind a few of their competitors in overall features. I personally prefer a service that does something focused, and does it well, which makes this a very minor blemish for LifeLock.

    Bottom Line:

    LifeLock is a valuable service and well worth the small amount of money.

    Get LifeLock for 10% off