Using excessive amount of credit for making purchases has become the norm of the day. Credit these days is easily available with the profuse amount of credit cards available on demand. Every person has at least 3 or 4 credit cards. What happens as a result of this is that you use all of them, sometimes up to the credit limit in order to make purchases or live a lavish lifestyle. However, most often this lavish lifestyle is a condition of living that you cannot afford within your income; as a result ...
Anybody have tips or advice for getting a lower interest rate on your credit card? I know we have all seen a handful of tips and advice on this subject! I personally have been gathering information on this subject and I get know real answers. The most common answer is," Just call your bank and tell them you have another offer and you're going to balance transfer if you do not give me a better rate". I'm thinking, really it's that easy! But what I see the most is companies ...
A friend of mine has complained for a couple of years about being "broke", even though he and his wife make over $200k a year between them. So I've shared a few tips found on this site (thanks everyone!) with him, and they've been cutting down on their debt this past year. I asked him the other day how things were going, and was thrilled to hear they have paid off a couple of credit cards and will pay off a couple more by next year. However, he still complains that they ...
Updated 12-16-2010 at 05:29 PM by Magic69
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