Magic69

In the modern world we are used to getting things fast and even "now" in a lot of cases. Credit Repair is one of those things that takes time though, so go in prepared for patience.

People usually start looking into repairing their credit when they apply for a loan of some sort and get denied, and are told that they need to improve their credit. So there is an immediate desire to have higher credit scores because the person wants to use the new credit now, not later.

Well, if you know you have bad credit and want to get a new car or new house in the near future, get started now so that when it comes time, you are prepared. Start a year ahead of time and you'll have a nice cushion to work with. Even six months before needing your new credit can do wonders for raising your scores.

Start now, be patient, and most of all be diligent. You'll get there.