Who Can Dispute a Credit Report?
You may have heard many things about who exactly is legally able to dispute items on a consumer credit report. While we aren’t lawyers and our ramblings shouldn’t be taken as legal advice, do you really believe there is a law that says you can’t tell a credit bureau they are off their rockers??
Of course not. Feel free to contact the credit bureaus as you see fit concerning items on your credit report. Some information you may want to include in your correspondence is:
- Your full name
- Your address
- Your social security number
- The account names & numbers in question
- Why you are writing and what you thing is incorrect on your credit report
Good luck!