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How to Get a Free Credit Report

In the U.S., the Fair Credit Reporting Act (FCRA) provides the opportunity for everyone to get one free credit report each year from each of the three credit reporting bureaus (usually combined into a single report). You can see what information the government has access to, along with businesses who you grant permission to pull your credit report. Included information ranges from your personal address history to any open or closed collection accounts and judgements against you. It also includes details about what bills you have, how much you owe, and how you pay your bills.

To get your free credit report, visit the official website.

For more information on your right to a free annual credit report visit the official information from the FTC here.

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