I go by the name of Frogpatch here and many other places around the internet. Some of you may even be familiar with my writing! I write articles and post on forums to help people with financial stress! I am a moderator on another site dealing with debt solutions! I am looking forward to helping out here whenever I can. Here is an article I wrote about a legitimate credit repair company and how the owner started by getting turned down for credit in a furniture store. He was a bank loan officer at the time. If it is a violation of the rules to place the link there please take it down! I am new here and all forum rules are different! I will not be offended. Glad to meet you all!